How to pay international contractors in stablecoins

The short answer

Agree on the coin, network and amount; collect each person's wallet address through a secure form; check the batch; send it; keep each transaction hash as proof of payment. A payout tool lets you do this for hundreds of people at once.

Step 1: agree on coin, network and amount

Put it in the contract: "USD 2,000 a month, paid in USDT on TRON to the address the contractor provides." Contractors usually prefer the coin and network their local exchange supports, because that's where they cash out.

Step 2: collect wallet addresses safely

Most payout mistakes, and most payout fraud, happen at this step. An address copied from a chat message can be mistyped, or swapped by someone who has taken over the contractor's account.

• Ask each contractor to enter their own address through a secure, single-use form.
• Check the address format matches the network (a TRON address starts with T; Ethereum, Base, Arbitrum and Polygon addresses start with 0x). Our address checker does this.
• Treat a request to change an address as a red flag until confirmed another way.

Step 3: hold new addresses before paying them

A waiting period on new or changed addresses (Wolf Pay uses 24 hours) means an attacker who changes an address can't redirect a payroll run before you notice the alert.

Step 4: send the batch

Prepare a CSV with name, network, address and amount. Review the total and fees before sending. Each person receives their money in their own wallet, usually within minutes.

Step 5: keep records

Keep the transaction hash for each payment, the dollar amount, and the date. That's your proof of payment for the contractor and your accountant. Tax treatment differs by country, so ask your accountant how to record stablecoin payments.

With Wolf Pay

Bulk payouts send up to 500 payments from one CSV for $1 each, with recipient links that let people add their own wallet, a 24-hour hold on new addresses, and an emailed code for large batches.