How to accept crypto payments on your website

The short answer

Sign up with a crypto payment gateway, then connect it in one of three ways: a payment link (no code), a plugin for your store platform, or the API for a custom site. Accept stablecoins such as USDT and USDC so the amount you charge is the amount you receive.

Option 1: payment links (no code, 5 minutes)

Best for: creators, freelancers, small catalogues, testing demand.

1. In the gateway's dashboard, create a payment link with a title and price.
2. Choose the coins and networks you'll accept.
3. Add a "Pay with crypto" button on your site that opens the link.

Each customer who opens the link gets their own payment. You see who paid in the dashboard.

Option 2: a store plugin (15 minutes)

Best for: WooCommerce stores.

1. Install the Wolf Pay plugin for WooCommerce.
2. Paste a test secret key and the webhook signing secret.
3. Place a test order and simulate the payment.

The plugin adds a payment method at checkout, sends the customer to a hosted checkout, and marks the order paid when the payment confirms.

Option 3: the API (an afternoon)

Best for: custom sites, SaaS, marketplaces, apps.

// On your server, when the customer clicks "Pay with crypto"
const res = await fetch("https://wolf-pay-five.vercel.app/api/v1/payments", {
  method: "POST",
  headers: {
    Authorization: `Bearer ${process.env.WOLF_PAY_SECRET_KEY}`,
    "Content-Type": "application/json",
    "Idempotency-Key": `order-${order.id}`,
  },
  body: JSON.stringify({ amount: "49.00", currency: "USDT", network: "tron", order_id: order.id }),
});
const payment = await res.json();
// Redirect the customer to payment.checkout_url

Then add a webhook endpoint that verifies the signature and marks the order paid on payment.paid. The API guide has the full flow.

Before you go live

• Test every outcome: paid in full, underpaid, overpaid, expired. A good gateway lets you simulate each in test mode.
• Decide how you'll handle underpayments. Many customers pay from exchanges that subtract a withdrawal fee, so the payment arrives slightly short.
• Write a refund policy. There are no chargebacks, so customers will trust a clear policy.
• Show the network clearly on your own checkout page if you list coins there.
• Secure your account: two-factor authentication, and API keys that can't move money.