Wolf Pay vs Stripe
Wolf Pay vs Stripe for stablecoin payments
Wolf Pay vs Stripe compared: fees on real order sizes, what each includes, and when each is the better choice. Prices checked 27 October 2026.
Updated · Wolf Pay team
Wolf Pay is open in test mode: you can sign up, integrate and run test payments today. Live payments open once our custody partner goes live.
Key points
- Stripe: 1.5% of the transaction amount for stablecoin payments. Wolf Pay: 1% per payment with a $3 minimum, no monthly fee.
- On a $1,000.00 payment, Wolf Pay charges $10.00 and Stripe $15.00; on $50.00, $3.00 against $0.75.
- Wolf Pay keeps your money in USDT/USDC and adds bulk payouts to contractors and staff ($1 each).
- Prices from Stripe's public pricing page, checked 27 October 2026.
Fees side by side
| Payment | Wolf Pay (1%, $3 min) | Stripe (1.5% of the transaction amount for stablecoin payments) |
|---|---|---|
| $50.00 | $3.00 | $0.75 |
| $200.00 | $3.00 | $3.00 |
| $1,000.00 | $10.00 | $15.00 |
| $10,000.00 | $100.00 | $150.00 |
Fees only, on one payment, at each provider's entry-level published pricing. Network fees are paid by the customer's wallet in both cases. Compare your own numbers with the fee calculator.
What Stripe publishes
- Stablecoin payments cost 1.5% of the transaction amount in USD.
- Stripe says the fee includes conversion to fiat, wallet and AML screening, fraud prevention, and gas sponsorship.
Source: Stripe pricing, checked 27 October 2026. Prices change; check their page before deciding.
When Stripe is the better choice
- You already run on Stripe and want stablecoin payments to arrive as dollars in your Stripe balance.
- Most of your orders are under $200, where 1.5% is less than Wolf Pay's $3 minimum.
When Wolf Pay is the better choice
- You want to keep the stablecoins (USDT or USDC) rather than convert them to fiat.
- Your orders are above $200, where 1% costs less than 1.5%.
- You want USDT on TRON, the network most exchange users send from.
- You also pay people: bulk payouts to contractors and staff are $1 each.
What Wolf Pay includes
- USDT on TRON, Ethereum and Solana; USDC on Base, Ethereum, Arbitrum, Polygon and Solana
- A hosted checkout, REST API, Node.js SDK and WooCommerce plugin
- Payment links and invoices with no code
- Bulk payouts to staff and contractors from your balance
- Refunds to the paying wallet, signed webhooks, team roles and two-factor authentication
- No monthly fee. 1% per payment, $3 minimum. See pricing.
Frequently asked questions
Is Wolf Pay cheaper than Stripe?
It depends on order size. Wolf Pay charges 1% with a $3 minimum; Stripe charges 1.5% of the transaction amount for stablecoin payments. On a $1,000.00 payment that's $10.00 with Wolf Pay and $15.00 with Stripe; on $50.00, $3.00 against $0.75.
Can I switch from Stripe to Wolf Pay?
Yes. Wolf Pay works alongside any other provider: create a test account, connect with the API, WooCommerce plugin or payment links, and move over when you're ready. There's no monthly fee or contract.